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Annual percentage rate (APR): 26.99% (variable); Purchase intro APR: 0% for 12 months; Rewards: $25 gift card per $250 spent; 1 point per $1spent; Annual fee: None; Late fee: $40 maximum; Credit score: Fair to Excellent (580-850). Compare cards here.What are the benefits of the Pottery Barn Key Rewards Credit Card? Earn 5% back in rewards 1 online or in-store at our collection of seven brands or opt for 12-month promotional financing on purchases of $750 or more 3. Plus, Visa Cardmembers can also earn 4% back in rewards at restaurants and grocery stores and 1% back on everything else 1.Jul 08, 2022 · GOBankingRates Score. 4.5. Quick Take: The Pottery Barn credit card, supported by Capital One, offers cash back rewards and perks on the family of seven retailers headed by Pottery Barn. Besides in-store rewards, the credit card also offers rewards on spending at restaurants and grocery stores. 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